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Financing…don’t be discouraged, you have options!

If your insurance company advises you that you do not have coverage for infertility treatment services, there is still hope. Most insurance policies that have no coverage for infertility treatment services, will usually cover most of your office visits & diagnostic testing that is required when seeking treatment of infertility to determine possible causes of infertility.

Financial Consultation
Our financial team provides personal one on one consultation in the most comprehensive, professional & compassionate manner. We realize that each patient/couple has unique concerns and questions related to potential financial obligations in pursuing treatment with RMAPA and we are here to guide you through the process. In addition to a one on one finance consultation, RMAPA also provides a comprehensive financial booklet, which lists treatment costs and other helpful information. If at any time you have finance questions or your treatment plan changes, our financial counselor is available by phone or in person to provide as much information as you need to feel comfortable. There is never a charge to meet with or speak with our financial counselor.

After you schedule your initial new patient appointment, our financial team will verify your infertility benefits with your insurance company. We also encourage our patients to play an active role in their care by verifying their individual insurance benefit information. If your insurance requires a referral to see a specialist, we ask that you request a referral from either your primary care physician (PCP) or OB/GYN prior to your appointment. The day of your initial visit, you may meet with a financial coordinator to discuss your infertility benefits as well as treatment costs and possible financing program options we have available.

Please Note: RMAPA’s participation with your insurance is not a guarantee of payment or coverage for services provided.  Our patients are able to apply for financing through Attain IVF, Springstone Patient Financing, Advanced Reproductive Care, Enhance Patient Financing, or Discovery Federal Credit Union. (Discovery FCU membership is available to anyone who lives, works or worships in Berks County.)


Your Financing Plan Options:

Submit a Loan Inquiry with Prosper Healthcare LendingCareShare is a 100% financial guarantee program that offers the opportunity for multiple IVF cycles for a single package price. If after all allowed attempts have been exhausted and there is no live birth and no birth certificate issued, enrolled patients will receive a 100% refund of their program fees paid. Learn More




Submit a Loan Inquiry with Prosper Healthcare LendingProsper HealthCare Lending is the premier financing company in the healthcare industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:
  • Immediate decisions for loans under $35,000
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential






attain IVF FinancingAttain IVF Programs - If in vitro fertilization (IVF) is your best family-building option, we have a solution that gives you the greatest chance of success while making costs manageable.


Springstone Patient FinancingLending Club helps patients finance treatment, medications, genetic testing and other related servicse in one low monthly payment plan.



ARC Advanced Reproductive Care, Inc.
ARC provides that after receiving all of the required services you will be refunded most of the money you have paid if a live birth (baby) has not been achieved through the IVF treatments. 



Enhance Patient Financing
Enhance Patient Financing offers a line of credit designed to give you that look you've always wanted. With low monthly payments and comfortable terms, we can help make that dream a reality.




Discovery Financing
Discovery Lifestyle Loan offers affordable, low interest rates for elective fertility treatments. You may qualify for flexible financing options up to $15,000 for one or multiple procedures.




RMAPA Patients can pay their statements online with PayPal online secure payments. You can feel confident your money is safely and securely handled without the hassle.