Financing FAQs

Top 10 Most Frequently Asked Financial Questions

It depends on your insurance and what services you are having. Most insurances do NOT require a co-payment, if you’re just coming in for blood work. Many plans require a co-payment when coming in for an ultrasound or an office visit.

Most HMO policies do require a referral from heir Primary Care Physician (PCP). We ask that you verify with your insurance company and request a referral from your PCP prior to your initial visit if applicable.

RMAPA participates with most Blue Cross policies, Aetna, Cigna, Oxford, United Healthcare and Choice Plus. For a complete list visit our insurance options page.

Unfortunately, RMAPA does not participate with Medicaid/Medicare. However, infertility services are not a covered benefit with those plans.

As a courtesy, our financial team verifies your infertility benefit information prior to your initial appointment & reviews them with you after your consultation with our physician. We also encourage our patients to contact your insurance to verify benefits as well for the highest efficiency. Visit our insurance options page.

Yes. RMAPA offers many financing options which allow you to borrow enough money for multiple cycles at one time.

Yes. Financing approvals, from various lenders, are based on your financial history and credit score.

The cost varies depending on the treatment plan our physician is recommending. Treatment services can start from $1,900 per cycle.

Yes. Your actual coverage is determined by your employer. They decide what type of coverage your policy will include. Visit our insurance options page.